All About Debts

MyCleanStart.com, a website that offers free credit reports and FICO scores and provides credit repair services, has recently received a five-star rating from Review Place.

Debt Help "At MyCleanStart.com, we believe everyone has a right to the opportunities good credit affords people," said Jerry Klein, a spokesperson for MyCleanStart.com. "It's our goal to ensure that our customers have the best chances we can make possible for them. We're pleased that Review Place has recognized our efforts with their top rating."

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Counseling Debt Negative credit can have a severe impact on one's life, preventing one from being granted credit, being able to make large but necessary purchases such as cars and a house, and resulting in dramatically increased interest rates when credit is granted. MyCleanStart.com enables users to take charge of their lives - and their credit scores - with a powerful combination of knowledge and advice. MyCleanStart.com provides free credit reports, in addition to insider information and tips on how to dramatically improve one's credit. MyCleanStart.com customers may see results in their credit ratings in as little as one week.

Credit card and even more so Store card interest are set at exorbitant rates for one reason alone, companies make their money from the consumer’s inability to settle their card balances. Credit card debt is unsecured, whereas other debt like your mortgage is secured (your home acts as security against your debt). With credit card debt, there is no backing security, which means that credit card debt is high risk for banks and hence the high interest rates

Consolidation Consumer Debt "It's important for people to be aware of their current credit scores, as well as what they can do to improve them," said Andy West, the Press Relations representative for Review Place. "MyCleanStart.com makes this as easy as possible. Our reviewers recognize the value of MyCleanStart.com's services, and they have rated the service accordingly."

Another challenge facing graduates is a high level of credit card debt, often at high interest rates. Prof. Robert Manning of Rochester Institute of Technology, and author of Credit Card Nation, ²⁹⁵ told Congress, "What is striking in the acknowledgement of the credit card industry is that college students are a desirable market because of their ignorance of personal finance and their lack of consumer debt."²⁹⁶

Debt Settlement One of the leading consumer-driven online communities, Review Place provides reviews on thousands of products and services. From weight loss programs to employment services to online dating sites, Review Place has the information you need! The goal is simple: to save you time and money by providing quality information on the issues that impact your life. For more information, visit http://www.ReviewPlace.com .

Unfortunately, a low credit score virtually guarantees that you will pay higher interest rates on home and auto loans, credit cards or other forms of credit. How much more will you pay Experts say that a person with a low credit score, say, below 600, will likely receive mortgage interests rates that are nearly 3% higher than someone with a score above 700. In a worst case, you may be denied credit altogether.

Debt Free To find out more about MyCleanStart.com and other related services, including descriptions, testimonials, and product reviews, please visit Review Place's Free Credit Reports and Debt Reduction categories by copying and pasting one of these links into your browser: http://www.reviewplace.com/cat-314-Debt-Help--Free-Credit-Reports.html and http://www.reviewplace.com/cat-313-Debt-Help--Debt-Reduction-Services.html .

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Andy West is a freelance writer and a marketing communications specialist for MediaChoice, Inc. MediaChoice is a search engine marketing company which owns and operates http://www.RatingZone.com and http://www.ReviewPlace.com

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