All About Debts

HAVEN'T YOU WAITED LONG ENOUGH FOR YOUR MONEY?
By Jim Finucan
© Tiare Publications Group
461words

Debt Help Business-to-business debt collecting is a different ball game than
collecting from an individual debtor. Once things have gotten to the
point where a business debtor has owed you for quite awhile, it's
perfectly OK to take the gloves off - to go all out to get your
money. After all, things are now at the point where you wouldn't
accept another P.O.
from that outfit anyway so there's nothing more to lose!

How to stop three quarters of your money going down the drain. South Africans now spend 75% of their monthly income on debt repayments! That's three quarters of every Rand earned! And considering that your cheapest debt is costing you probably at least 11% interest a year, your average debt about 23%, your most expensive debt possibly 40% and old debt 50% per annum, what this all adds up to is that most of your money is going down the drain (or to make the banks richer, if you prefer!).

Counseling Debt Be clear in your own mind about what your objective is: getting the
balance paid in full. Nothing else is acceptable. It's OK to
threaten legal action. This creates a public record
that this firm is stealing from you. Essentially you are going to be
calling this person a thief to try and make him see himself as you
see him and make him change his mind about paying you. You simply
cannot be timid about it, nor can you approach the campaign half- heartedly. The debtor already has you figured as a pushover; you
have to convince him otherwise. And he already has a catalog of
excuses set aside just for you. You have to have a mindset ready to
sweep those excuses aside and let him know you mean business.

Please wait... 5 of 11 [1] Large Litter box 2007 This a a very large litter box. 142. I havent had any problems with him tipping the l ... (See Full Review) This a a very large litter box. 142. I havent had any problems with him tipping the litter out and its plenty of room for him to do his business!

Consolidation Consumer Debt Start by getting to the right person. Don't mess around with
underlings or gatekeepers. They don't cut the checks. You want the
owner or the guy who authorized the purchase and is now telling
someone else to ignore your invoices. Seek him out. Call him as
often as you need to, even at home in the evenings. Communicate your
anger and don't be overly concerned with business etiquette; it
doesn't apply here. In fact, the federal Fair
Debt Collection Practices Act does not apply to commercial
transactions so you are pretty much free to try anything, although
common sense suggests you avoid anything that would reflect badly on
you or your firm.

This is known as the snowball method and although simplistic in nature, it is powerful in effect. The problem with having money sit on credit cards is that you accumulate finance charges every month. If your balance is high, than most of the money you pay towards your debt will most likely go to paying the finance charge rather than the principal Debt Consolidation Loan If your debt is really high and you are having trouble paying enough to decrease your balances, consider a debt consolidation loan.

Debt Settlement Some verbal examples you might want to use:

If you are suffering from the interest on debts with multiple creditors you might want to consolidate the debt under one low interest loan. This can ideally be done through 0% balance transfer credit cards or through a low interest rate card. mortgaging your home and using the money to pay off your debts. This, however, is a risky option as any failure to repay can result in you losing your home and you could end up paying more in the long run. Top

Debt Free You received the product, now I want my money, and you're going to
pay it - whether you want to or not

More and more people are getting swallowed up by debt. I'm sure you've read and heard many of the statistics and stories in the news. One of the keys to financial independence is to get rid of your bad debt and acquire good debt. Bad debt is debt that makes you poor, such as credit card debt, car loans, this is consumer debt. Good debt is debt you acquire that actually works for you. The best example of good debt is a mortgage loan on a rental property that throws off positive cash flow every month. Good debt is money that you borrow to purchase assets that put money in your pocket.

Consolidation Debt Service I have personal knowledge (assuming you do) of the assets you hold.
Now how are we going to settle this?

Company Consolidation Debt Are you a man of your word?

Consolidation Debt Online What kind of operation are you running there?

Consolidation Debt Free Are you ripping off other people as well?

Debt Problem Would you say your conduct here is honorable? (With this one, be
ready for the debtor to try some self-justification. This will
reveal how this he thinks he can justify his stealing from others.
When he does point it out to him)

Credit Debt It's imperative that you stamp out any objection or stall tactics he
may try until you have him on the ropes. Then you can try to reason
with him; just don't waver in your insistence on full and complete
payment.

Advice Debt (End)

Card Credit Debt Eliminate Jim Finucan's debt collection manual "Past Due!" is filled with
techniques he developed over some 15 years as a top gun debt
collections expert. "Past Due!" shows you how to double your debt
collections! More info is at: http://www.tiare.com/pastdue.htm

Debt Recovery Jim Finucan's debt collection manual "Past Due!" is filled with
techniques he developed over some 15 years as a top gun debt
collections expert. "Past Due!" shows you how to double your debt
collections! More info is at: http://www.tiare.com/pastdue.htm



Contact him at http://www.tiare.com

[ Comment, Edit or Article Submission ]