Debt Problem
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Among the myriad of problems identified by Naylor was inaccuracy caused by debt collectors. "Inaccuracies can also occur when a creditor sells a delinquent account to a debt collector. Once the original creditor sells the account to a debt collector, the debt collector becomes the furnisher of information on this account to the CRAs. The main source of inaccuracy in this case results from incorrect reporting of the date of initial delinquency on the account."307
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Problem debt is growing at a faster rate than overall unsecured debt, according to the latest statistics
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