All About Debts

CASH FLOW IS KING!

Debt Help Cash flow, the "energy" moving in and out of your business, is the most critical item on any business priority list. Without cash, the business can't pay its bills, expand, or even remain in operation.

Cash flow is running low When your cash flow is running low there are several solutions for you. Never feel like there are no solutions when your cash flow is no longer flowing like you would want it to be. Cash flow is the steady amount of income that a person accrues as a result of employee cash flow or any other cash flow source, such as disability or interest from other accounts. However, there are time when cash flow from your resources is not coming in regularly. There are many instances that can disrupt regular cash flow.

Counseling Debt Most entrepreneurs know what I mean. What business doesn't experience a cash low crunch when the need to expand - to invest in growth - is hampered by the 30, 60, or 90-day cycles inherent in the accounts receivable loop? Doesn't it drive you a bit crazy when those 30 to 60 day "loans" to your customers keep your own money out of your hands?

Are you in debt We have solutions and guides for debt reduction, debt consolidation, debt management, IVAs, >

Consolidation Consumer Debt What if you were able to get cash for those invoices immediately?

Getting that supplemental cash flow gets even easier. Once you have found our cash flow website, and have applied for the cash flow loan, then your ¾ of the way there to your cash flow pool. Just answer a few security questions from our friendly and helpful cash flow staff and you have completed the cash flow application. Now you can receive that extra cash flow in your bank account the very next day. Getting extra cash flow is that simple.

Debt Settlement THE FACTORING SOLUTION

There are plently of ways to supplement a lacking cash flow income. One ways is to apply for a cash flow loan. A cash flow loan is a special kind of loan that is specifically for somebody looking for a temporary cash flow source. At our cash flow website it is very easy to receive this supplemental cash flow. It really does just seem to flow, just like cash flow should.

Debt Free The answer could be factoring, the most powerful non-debt solution to cash flow problems available to business today.

Is Debt Consolidation for You If your debt is overwhelming, then you may be considering a debt consolidation loan. It is better to be in control of one debt rather than trying to cope with multiple debts. You will definitely improve your monthly cash flow and save on interest which may give you the breathing space you were looking for. If used properly you can save thousands of rands in interest. So, definitely debt consolidation is a great idea.

Consolidation Debt Service Factoring does for wholesale companies (selling to other companies, institutions or governments) what Visa® and MasterCard® do for retail merchants. In retail, the piece of paper you sign is called a bill of sale. In wholesale, that piece of paper is called an invoice. In both cases, that piece of paper is a "promise to pay."

Company Consolidation Debt Hundreds of thousands of companies nationwide use factoring as a sophisticated business tool. In some industries, such as trucking, furniture and apparel manufacturing, most companies factor as a matter of good business as well as survival.

Consolidation Debt Online FACTORING EXPLAINED

Consolidation Debt Free You factor your invoices/accounts receivables, converting them into cash within 48 hours by selling them directly to a factor at a discount, much as a retail store sells its bill of sale to Visa® or Mastercard®. That provides immediate cash flow to your business rather than the usual 30-90 day delay. It creates the absolute and predictable income control you need to expand and flourish in your industry, giving you a powerful competitive edge. It also reduces overhead, as you will see.

Debt Problem FACTORING IS NOT LIKE BANK LOANS

Credit Debt Unlike bank loans, factoring doesn't rely on your credit rating primarily. As you are selling your invoices/accounts receivable, (thus not creating debt), the factoring company is interested mostly in the credit rating of your customers, the payers of the invoices.

Advice Debt The factor is not dependent on your hard assets, bank balances, business history, tax records or credit, though he may ask for some of this. His major interest is your ability to create business and add sales.

Card Credit Debt Eliminate BENEFITS OF FACTORING

Debt Recovery The primary benefit of factoring is that when bank loans are not available, or your credit line is maxed out, it is a sure source of immediate working capital.

Counseling Credit Debt Secondarily, there is no debt created, improving your credit rating and your financial statement's bottom line. It also provides bad debt insurance, as the factor assumes the liability for nonpayment of the invoice. This is sure to make your banker happy.

Consolidation Debt Uk Other benefits include continuous cash flow, increased production and sales, cash for marketing plans, new equipment purchases, plant expansion, handling payroll or tax shortfalls, lowered overhead, and total elimination of accounts receivable maintenance and the personnel costs associated with it.

Debt Reduce Next to the instant liquidity provided by factoring, the most valuable benefit is ridding your business of credit and collections (non-income producing activities) releasing you and your employees to focus full attention, energy and assets on production, marketing, sales and service.

Get Out Of Debt IS FACTORING A SOLUTION TO YOUR CASH FLOW PROBLEMS?

Debt Destroy 1) Are your receivables above $25,000 month, with invoice size usually above $300?

Debt Negotiation 2) Is your business sometimes short of cash?

Debt Elimination 3) Could a better cash flow...

Consolidation Debt Mortgage allow you the advantage of discounts and special offers?
generate more sales?
increase production?
increase marketing efforts?

Collection Debt 4) If your credit and collection efforts were eliminated, could you put more attention on production, marketing, sales and service?

Card Consolidate Credit Debt 5) Would your overhead be lowered?

Consolidation Debt Help If your answer is "YES" to one or more of these questions, factoring may be a viable strategy for your cash flow requirements and must be explored.

Consolidation Credit Debt FACTORING SUMMARY

Bill Consolidation Debt Factoring is a powerful financial tool for a small or mid-sized company hindered by lack of bankability or other sources of funding. It creates the needed control over your cash flow that translates into greater production, sales and profitability. It's certainly worth a look.

Consolidator Debt TEN MAJOR BENEFITS OF FACTORING RECEIVABLES

Card Credit Debt Management 1. Full control of your cash flow strategy.

2. No debt created.

3. Elimination of credit and collection efforts (reduced overhead).

4. Elimination of accounts receivable ledgering (reduced overhead).

5. No further risk of credit losses.

6. Improved customer relations. No further dunning calls.

7. Sales increase levels no longer tied to financial sheet ratios; speed of sales no longer limited.

8. Improved capacity to pay suppliers and gain cash discounts, often totally off-setting factoring costs.

9. Improved bank balances and company credit rating.

10. No loss of cash value due to inflation.

Debt Loan THE HIGH COSTS OF NOT FACTORING

Bad Debt 1. Devaluation of your money due to inflation while waiting for payment.

2. Inability to take advantage of net and volume discounts and other purchasing opportunities.

3. Worsened customer relations due to collection efforts and dunning phone calls.

4. Inability to expand.

5. Cash flow planning and control skewed due to uncertainty of payment dates.

6. Inability to increase inventory.

7. Bad debt losses.

8. Continuous cost of ongoing credit and collection efforts.

9. Continuous cost of accounts receivable maintenance.

10. Inability to implement marketing and sales plans.

11. Lowered financial statement and bank balances.

12. Loss of working capital.

13. Restrictions on action due to credit line and other borrowing limits.

Consolidation Debt Quote 14. Cost of executive and staff time fixed on non-income producing activities.

Card Credit Debt Elimination SHOULDN'T YOU BE FACTORING? Feel free to contact us.
***
About the Author
Mr. Eric Barnes is President & General Manager of Capital Funds Group Ltd., a Canadian based consulting firm specializing in Putting Companies and Money Together. They also work with non-US companies to take them public rapidly and inexpensively, then getting them funded. Visit our Web Site Email Him

Consolidation Debt Lead

Mr. Eric Barnes is President & General Manager of Capital
Funds Group Ltd., a Canadian based consulting firm
specializing in Putting Companies and Money
Together. They also work with non-US companies
to take them public rapidly and inexpensively, then getting
them funded. href="http://www.CapitalFundsGroup.com/">Visit our
Web Site href=mailto:pres@CapitalFundsGroup.com"> Email
Him